Saturday, April 10, 2010

Home Hiccups

When something's right, challenges always seem to occur.  We've already had 2 issues come up with our home.  We got a pre-approval for a home loan through M&T Bank and even though they don't have banks in Columbus they assured us they had a footprint in Ohio and it was no big deal......uh huh....... so, after we had our offer accepted and began all the paperwork to finalize the loan before closing, she calls us and says...."Oopsy, did I say that we could give you a loan in Columbus?  I was just kidding- there is a new law I didn't know about."  (Chuckle, Chuckle.)  I didn't find it quite so funny, because we could have lost the house, because we were no longer approved for a home loan.  Well, Joel got straight on the phone with the realtor and she got us connected another bank in Ohio.  A couple hours and much sweat later we were pre-approved again.  Geez.

One hurdle overcome and now on to the next........ we got our home inspected for Radon (a naturally found gas that happens to be the 2nd leading cause of Lung Cancer) and our basement readings were a 13 (normal levels being a 4).  Ok- so it's over three times the recommended levels!  Ouch.  Apparently it's a common problem in the Columbus area that they fix by installing a pump/fan in the basement.  No big deal except for that it costs $800 to install the stupid thing.  Joel tried to cheer me up by saying, "When you're in debt a couple hundred thousand for medical school what's another mere $800?"  My response was, "The amount of current debt we owe is why another 800 is so painful." :)  We're looking into options and possibly having the owner pay for part of it- I feel bad for the guy.  He's been working out down in the basement for 10 years without realizing he was breathing in a potentially harmful gas.  That's the real ouch!

1 comment:

  1. I love the house and things always seem to work out! I am so jealous of the green grass! Your new home is BEAUTIFUL!

    ReplyDelete

I love hearing from you! :)